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OUR INSURANCE SERVICES:

FIRE INSURANCE

Fire insurances are designed to protect your properties, against financial losses or damages, resulting from a number of perils like fire / lightning, earthquake, typhoon, flood, extending coverage, broad water, land-sliding and volcanic eruption etc. It can be your residential house, warehouse, factory, hotel/resort or any other commercial or industrial structure. Thru our special and unique Ascolin extension of cover clauses we offer our clients Optimal protection.

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LIABILITY

The most common liability insurances are the comprehensive general liability insurance and the comprehensive personal liability. Basically they protect yourself and your family/business against legal liabilities arising from negligence resulting in accidental bodily injury and property damage towards third parties.

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MOTOR/CAR

Probably the most popular insurance at this moment. But also an insurance which needs improvements in all it's facets. Let's see what it offers.
- CTPL (Compulsory Third Party Liability)
- OD/Th (Own Damage / Theft)
- PAR (Passenger Accident Rider)

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PERSONAL/GROUP ACCIDENT

This insurance protect your most important assets! Your staff/employees, your officers and managers. It will be offered mostly as a package. It includes:
A / accidental death and disablement
B / murder & assault
C / burial expenses
D / medical expenses

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CONSTRUCTION ALL RISKS

The construction all risks insurance, also known as the contractors all risks insurance is specially designed to give financial protection to civil engineering contractors in the event of an accident to the civil engineering works under construction.

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MARINE CARGO / HULL

We can offer various covers that protect the interests of shipyard owners, ship owners, operators etc. from losses as well as a marine undertaking as well as accidental. Depending on the type of cover required the following are available.

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BONDS

Another phenomenon coming from the U.S. Absolutely unknown for instance in Europe. But, here in the Philippines we have an unknown number of Bonds.

But what are Bonds? Who needs them? - A Bond is a contract of Surityship. It's an agreement whereby called Surity guarantees the performance by another party, called the principal or obligor of an obligation of undertaking in favor of a third party called the obligee.

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MEDICAL / HMO

A line of insurance that is winning in popularity day by day. Many of our clients and prospect are realizing that they can not take the chance not to be insured, because they know that the risks are too high. Hospitalization expenses are getting higher and higher! It seems that especially expats are suffering here under. However there is a number of possibilities how to protect yourself against extreme high medical expenses.

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LIFE INSURANCE

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