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As per Circular letter 6-2010 from the Insurance Commission regarding the guidelines on the issuance of the Certificate of Cover for all motor vehicles, a Memorandum of Agreement was executed among the Insurance Commission, LTO and BIR (Bureau of Internal Revenue) to see to it that all issued Certificate of Cover for the TPL policy is dully registered and that all taxes due in relation thereto are paid correctly and promptly through system interconnectivity and information sharing.
Since a few weeks, again a gang of criminals is operating in the area of Barrio Barretto, Manila, and Angeles City.
Their method is simple and fast. The offender checks in at the prospect hotel and pay room rate in advance. He/she keeps on hanging around, after observing which rooms could easily be entered by forcing the (mostly) light doors or windows lock. As soon as the real tenant leaves the room the offender makes hi/her move.
In order to avoid problems due to under-insurance on your property, we would like to propose that you update your current sum insured on an annual basis or once every two years, if appropriate, for your adequate protection. This scenario is further explained by the “average clause” condition under the standard fire policy.