These terms themselves do not sound very familiar. Here in the Philippines, when you listen to local insurers this theory of casualty is however well known all over Europe and as far as we know also in the USA.

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A total loss due to fire. Of course, you don’t want to think about it. But it can happen to your company also. In that case, it will be chaos. How to restart as fast as possible.

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With our former Novum, we already mentioned the importance of an appraisal report. With the said report, AIC will convert an Open Policy to a valued policy.

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Fire insurances are open policies, in short, the client says for which amount he wants to ensure his property and the insurer has the right, and will surely use that right to prove, in case of claims, that client is underinsured. Or in other words, the insurer will do everything to minimize the claim.

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Business Interruption Insurance is also called Loss of Income Policy. In the previous Novum (News) we have explained the importance of this unique insurance policy. More accurate with regards to the total sum of annual fix expenses and net profit.

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For many companies, fire prevention comes at the bottom of their list. Entrepreneurs and big corporations prefer to believe that fire always happens to their neighbor and NEVER happens to them. But if your company will be on fire by negligence, perhaps you will pull your hairs, then you will realize that with a relatively small investment you could have avoided a lot of mess. We advise you to pay attention to security advice.

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